Fast Loans for Every Filipino
Dream & Business.
Borrow from ₱50,000 to ₱5,000,000 at just 0.5% interest with flexible 6–36 month terms. 100% online — no walk-ins required.
Registered Lender
First Golden T Credit Corp
0.5%
Interest Rate
₱5M
Max Loan
36
Max Months
8
Pay Channels
SEC Registered Since 2013
Cebu City, Philippines
Clear Terms, No Surprises.
We believe in complete transparency. Every rate, term, and fee is disclosed upfront before you sign anything.
Interest Rate
per month
One of the lowest rates in Cebu. Transparent pricing with no hidden fees.
Loan Amount
loanable range
From personal emergency needs to full business expansion capital.
Loan Term
months
Choose the repayment timeline that fits your monthly budget and goals.
Complete Loan Details
Official TermsBuilt for Individuals
& Businesses Alike.
Whether you need funds for personal goals or to grow your business, we have a loan package designed for you.
Personal Loans
Life's biggest moments and unexpected challenges deserve financial support. Get the funds you need quickly, with terms you can manage.
Borrow from
₱50,000
Business Loans
Fuel your enterprise's growth with capital that keeps pace with your ambitions. From sari-sari stores to expanding SMEs.
Borrow up to
₱5,000,000
Apply in 3 Simple Steps.
100% online. No walk-in required. Transactions available daily from 9:00 AM to 10:00 PM.
01
Message Us on Facebook
Send us a message on our official Facebook page. Tell us the loan amount you need and your preferred repayment term.
Message on Facebook02
Submit Your Documents
Our team will guide you through the required documents. Everything is submitted digitally — no need to visit our office.
03
Receive Your Funds
Once approved, funds are released directly to your chosen account. Start your repayment on the agreed schedule.
Online Transaction Hours
Available 7 days a week
9:00 AM – 10:00 PM
Daily · Online Only · No Walk-ins
Pay Your Way — 8 Options.
We accept all major digital wallets, bank transfers, and over-the-counter remittance centers nationwide.
GCash
Account Code: FGT145J725178
Maya
Digital payment
GoTyme
Digital banking
Bank Transfer
All major banks
LBC
Over-the-counter
Cebuana Lhuillier
Pawnshop payment
Palawan Express
Remittance center
Bayad Center
Bills payment
Ready to Apply?
Message us on Facebook to start your loan application. Our team responds quickly during online hours (9:00 AM – 10:00 PM daily).
Facebook Page
First Golden T Credit CorpOffice Address (No Walk-ins)
Zodiac-Capricorn St., Pleasant Homes,
Cebu City, Cebu 6000
Online Hours
9:00 AM – 10:00 PM
Daily · All transactions online only
SEC-Registered Lender
Fully registered with the Philippine Securities and Exchange Commission. Safe, legal, and regulated.
GCash Payment Reference
Account Code
FGT145J725178Use this code when sending payment via GCash